Payment Plans

Shop Now, Pay Later Payment Options

PayJustNow at RefurbtechSA

RefurbtechSA offers PayJustNow, a flexible buy-now-pay-later payment option that lets you split your purchase into three equal, interest-free installments—so you can start using your device while paying it off!

How it Works:

  1. Shop at RefurbtechSA – Choose your device.
  2. Select PayJustNow at Checkout – Pay only one-third upfront.
  3. Pay Over 3 Months – The 2nd and 3rd installments are automatically debited on the 1st of the following months—no interest, no hidden fees!

Payflex at RefurbtechSA

RefurbtechSA offers Payflex—the first truly free payment plan in South Africa. Pay just the 1st of 4 instalments today, and your order ships immediately! The remaining 3 instalments are paid over 6 weeks—zero fees, zero interest.

You can use any Visa, Mastercard, or American Express card (Debit, Credit, or Cheque) to make your Payflex payment. Simple, fast, and flexible.

How it Works:

  1. Add to Your Cart & Checkout
  2. Choose Payflex as Your Payment Method
  3. Create Your Payflex Account & Pay Your First Instalment

🚚 We ship your product to you as soon as your final installment is paid!

LayUp at RefurbtechSA

RefurbtechSA offers LayUp—a credit-free payment solution that lets you shop without using credit. Enjoy interest-free instalments with no forms, no paperwork, and no hassle.

Simply select LayUp at checkout, choose your instalment date, pay a deposit, and spread the rest over 3 months. Once your payment plan is complete, your purchase will be shipped to you—100% interest-free.
Please note: If you miss a payment, a 10% cancellation fee will apply.

Float at RefurbtechSA

Shopping with Float is simple and secure. Follow these steps to complete your purchase:

  1. Add to Cart
    • Browse our products and click “Add to Cart” for the item(s) you’d like to purchase.
  2. Checkout
    • Once you’re ready, click on your cart and select “Checkout.”
    • Fill in your shipping and billing information as requested.
  3. Select Payment Method
    • Under payment options, choose Float and click “Place Order.”
  4. Log In or Sign Up
    • If you already have a Float account, simply log in with your details to complete payment.
    • If you don’t have a Float account yet, you’ll be guided to sign up and provide Float with your personal and financial details for approval.
  5. Confirm & Complete
    • Once approved and logged in, confirm your order and you’re done!
    • Your product will be processed for delivery right away.
Tip: Approval for new Float accounts usually takes just a few minutes, but it’s best to sign up beforehand if you plan to use this option.

For Shoppers

  1. Buy Now, Pay Over Two Paycheques
    At checkout, choose Happy Pay to split your purchase cost equally over your next two paycheques, interest-free and with no upfront deposit required.
  2. Easy Account Setup & Quick Approval
    Sign up with basic details and a South African-issued card. Happy Pay uses an AI-driven affordability assessment—not traditional credit scoring—and grants a spending limit almost immediately.
  3. Payment Schedule
    • First payment (50%) is due on your next payday after purchase.
    • Second payment (remaining 50%) is due on the subsequent payday.
  4. Security & Convenience
    Payments are processed securely via tokenized transactions—your card details are not stored—enhancing safety while allowing seamless repeat purchases.
  5. If You Miss a Payment
    • A R100 late fee is charged 24 hours after a missed payment—and again weekly for up to three weeks (totaling R300 per installment).
    • The system retries the payment after 7 days, up to three attempts in total.
    • Failure to pay the late fee triggers consolidation of the outstanding amount, late fees, and any applicable interest.
  6. Credit Impact
    While there’s no explicit mention of credit score reporting, missed or late payments may negatively affect your record.
  7. Your product gets shipped after the second final payment is received.
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