Our Payment Plans

We offer a range of flexible payment solutions to help make your purchase more affordable. Choose from our trusted payment providers and enjoy a simple application process with fast approval times, allowing you to get what you need without unnecessary delays.

0% interest · No hidden fees · Instant approval · T&Cs apply per provider

Buy Now Or pay later - available here with

Payflex at RefurbtechSA

RefurbtechSA offers Payflex—the first truly free payment plan in South Africa. Pay just the 1st of 4 instalments today, and your order ships immediately! The remaining 3 instalments are paid over 6 weeks—zero fees, zero interest.

You can use any Visa, Mastercard, or American Express card (Debit, Credit, or Cheque) to make your Payflex payment. Simple, fast, and flexible.

How it Works:

  1. Add to Your Cart & Checkout
  2. Choose Payflex as Your Payment Method
  3. Create Your Payflex Account & Pay Your First Instalment

🚚 We ship your product to you as soon as your final installment is paid!

LayUp at RefurbtechSA

RefurbtechSA offers LayUp—a credit-free payment solution that lets you shop without using credit. Enjoy interest-free instalments with no forms, no paperwork, and no hassle.

Simply select LayUp at checkout, choose your instalment date, pay a deposit, and spread the rest over 3 months. Once your payment plan is complete, your purchase will be shipped to you—100% interest-free.
Please note: If you miss a payment, a 10% cancellation fee will apply.

Float at RefurbtechSA

Shopping with Float is simple and secure. Follow these steps to complete your purchase:

  1. Add to Cart
    • Browse our products and click “Add to Cart” for the item(s) you’d like to purchase.
  2. Checkout
    • Once you’re ready, click on your cart and select “Checkout.”
    • Fill in your shipping and billing information as requested.
  3. Select Payment Method
    • Under payment options, choose Float and click “Place Order.”
  4. Log In or Sign Up
    • If you already have a Float account, simply log in with your details to complete payment.
    • If you don’t have a Float account yet, you’ll be guided to sign up and provide Float with your personal and financial details for approval.
  5. Confirm & Complete
    • Once approved and logged in, confirm your order and you’re done!
    • Your product will be processed for delivery right away.
Tip: Approval for new Float accounts usually takes just a few minutes, but it’s best to sign up beforehand if you plan to use this option.

For Shoppers

  1. Buy Now, Pay Over Two Paycheques
    At checkout, choose Happy Pay to split your purchase cost equally over your next two paycheques, interest-free and with no upfront deposit required.
  2. Easy Account Setup & Quick Approval
    Sign up with basic details and a South African-issued card. Happy Pay uses an AI-driven affordability assessment—not traditional credit scoring—and grants a spending limit almost immediately.
  3. Payment Schedule
    • First payment (50%) is due on your next payday after purchase.
    • Second payment (remaining 50%) is due on the subsequent payday.
  4. Security & Convenience
    Payments are processed securely via tokenized transactions—your card details are not stored—enhancing safety while allowing seamless repeat purchases.
  5. If You Miss a Payment
    • R100 late fee is charged 24 hours after a missed payment—and again weekly for up to three weeks (totaling R300 per installment).
    • The system retries the payment after 7 days, up to three attempts in total.
    • Failure to pay the late fee triggers consolidation of the outstanding amount, late fees, and any applicable interest.
  6. Credit Impact
    While there’s no explicit mention of credit score reporting, missed or late payments may negatively affect your record.
  7. Your product gets shipped after the second final payment is received.

PayJustNow at RefurbtechSA

RefurbtechSA offers PayJustNow, a flexible buy-now-pay-later payment option that lets you split your purchase into three equal, interest-free installments—so you can start using your device while paying it off!

How it Works:

  1. Shop at RefurbtechSA – Choose your device.
  2. Select PayJustNow at Checkout – Pay only one-third upfront.
  3. Pay Over 3 Months – The 2nd and 3rd installments are automatically debited on the 1st of the following months—no interest, no hidden fees!

What Our Customers Say

Real reviews from real people, verified on Google.

Christopher Van Wyk
Excellent Service
I recently purchased an iPhone 15 Pro Max from RefurbTechSA, and I couldn’t be happier! The service was outstanding from start to finish – clear and friendly communication, quick responses, and a smooth process all the way. The turnaround time was impressive, and my order arrived exactly as promised. The quality of the device exceeded my expectations – it truly feels like new. Highly recommend RefurbTechSA to anyone looking for great deals and professional service. I’ll definitely be coming back for my next upgrade!
Thando M.
Excellent Service and Quality
I bought a refurbished MacBook Pro from Refurb Tech SA last month, and it honestly looks and works like it’s brand new. The staff were patient and answered all my questions before I made the purchase. Delivery was quick, and the laptop came with a warranty. I’m super impressed and will definitely be buying my next iPhone from them.
Michael Jacobs
Value for Money!
I needed a reliable laptop for my daughter’s studies, but didn’t want to break the bank. Refurb Tech SA gave me the perfect option — a high-quality HP laptop at an affordable price. Works perfectly and even came with free antivirus installation. Highly recommend!
Asanda N.
Top-notch Accessories
I popped in to get a wireless mouse and ended up walking out with a laptop bag and phone charger too — their accessories are great quality and reasonably priced. The shop is neat, the staff are friendly, and they know their products well.
Keshan P.
Great Experience Buying My iPhone
I was nervous about buying a refurbished iPhone, but Refurb Tech SA made it so easy. The phone was in excellent condition, the battery health was great, and the price was unbeatable compared to other places I checked. They even helped me set it up before leaving.
Lerato Dlamini
Professional and Reliable
My office needed three desktop computers urgently. Refurb Tech SA delivered them on time, all set up and ready to use. The quality was superb and the service was professional from start to finish. We’ll be ordering more from them soon.
Sipho G.
Highly Recommend!
Excellent products, excellent service! I’ve bought a laptop, an iPhone, and several accessories from them over the past year, and I’ve never had an issue. They really take the time to make sure you’re happy with your purchase.

Why Choose RefurbTechSA

Quality devices, secure payments, and fast delivery , we have you covered.

01.

Fast Delivery

We've partnered with trusted courier services — Courier Guy and PostNet — to ensure your device is delivered fast and securely. Choose from reliable delivery options at checkout.

02.

Best Quality

Our iPhones are meticulously inspected and certified for excellence. We prioritise top-tier quality, ensuring every device meets the highest standards before it reaches you.

03.

Secure Payments

We've partnered with Yoco, Payflex, PayJustNow and Stitch Express to offer you a secure and flexible payment experience — pay in full or split into interest-free instalments.

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